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CHURCH LOANS CAPITAL CAMPAIGNS MEMBER SERVICES CEO BIO APPLICATION FREE ANALYSIS HOME |
REVERSE MORTGAGE Reverse mortgages or Home Equity Conversion Mortgages (HECM) allow equity rich seniors to remain in their home while collecting monthly payments or they can receive the funds in a lump sum. The borrowers can remain in their home for as long as they live. This program is restricted to individuals who are at least 63 years old. For more Reverse Mortgage information. MORTGAGE PAYOFF PLAN The mortgage reduction accelerator is a simple concept. You can drastically reduce the years and save tens of thousands of dollars in interest WITHOUT spending any more money. Your disposable income will remain the same. You spend the same amount on your mortgage but you do it differently. You pay more on principal thus saving thousands and thousands of dollars on interest. For more Mortgage Payoff Plan information. HOME PURCHASE OR REFI We can help with purchases, refinance, reverse and many other home loans. Certified as a FHA Correspondent Lender, a Federal Government Guaranteed loan products provider, we can offer up to 100% financing for many loan programs. We can also assist with conventional loans, rural development (single family) and small commercial loans. For more Home Purchase information. For more Refinance information. HOME OWERSHIP PRE-QUALIFICATION COUNCELING The Pathway to Home Ownership is a non-profit organization certified to councel potential homeowners about the qualifications necessary to become a homeowner. Topics include credit analysis and repair, income and job qualifications, how to find a great home, and much more. This counseling is designed to assist first time homebuyers navigate the entire process. BUSINESS LOANS Small balance loans are our specialty. There are loans secured by real estate for small business owners and investors. These loans range from $100K to $2M. We have the ability to fund much larger projects and these are analyzed on a case by case basis. But if you need a loan to purchase or refinance a building we are the experts and you can rely on our commitment to you and your business. Call Herb at 616.897.6100. 10% DONATION TO YOUR CHURCH When members of your congregation engage in any of our additional services, First American will donate 10% of our income from the fees we earn from the lenders and other providers. We believe in good stewardship and are simply giving back a portion of our blessing to His kingdom. |