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PROPERTY TYPES |
1 Acquisition and development
2 Balloon payments only: No periodic payments
3 Blanket loans
4 Bridge loan
5 Cash-out refinance
6 Construction competition
7 Construction take-out
8 Construction
9 Corporations, trusts and legal entities
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10 Foreign nationals: No green card
11 Joint ventures
12 Mezzanine
13 Nonrecourse
14 Notes purchased
15 Rehab/remodel/renovation
16 Second TD/mortgagte/equity
17 Term: Max loan term in years
18 Third TD/mortgage/ equity
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19 Auto body/auto repair shops
20 Churches
21 Commercial-building lots
22 Day care facilities
23 Dry cleaners and laundromats
24 Gas stations
25 Leisure (golf course, marinas, RV parks, etc.)
26 Historic property
27 Hospitality: Hotels, motels
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28 Industrial buildings
29 Land
30 Mixed-use properties
31 Multifamily
32 Office buildings
33 Ranches and farms: Income producing
34 Restaurants
35 Retail shopping centers/strip malls
36 Self-storage
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SAMPLE PROGRAMS
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We have over 50 lenders, with a host of niches and
competitive rates… here are some sample products
available:
Acquisition & Development Financing - $10 Million to
UNLIMITED!
Multifamily – New Construction / Substantial Rehab –
90% Loan-To-Cost
70% NO DOC loan to $5,000,000!
Church loan financing with fixed rates in the 7’s-very competitive
and 30 year amortization to boot!
Alt-A church product to 80% LTV and 4 times the tithe!
Church Bond Money program
Non-recourse lenders
Wall Street Conduit Money
Hard money loans, gas stations, odd use properties and so much
more…
And of course your “cream puff” normal loans on apartment complexes,
warehouse, mixed use, etc.
IF YOU WANT TO COMPETE – YOU NEED THESE LOANS!!!!
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Loan Amounts up to $30mil
Up to 70% Loan to Value!
No Prepayment options available
Source & Use of Funds: NO QUESTIONS ASKED!
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THIS IS ONE OF THE BEST PRODUCTS ON THE MARKET TODAY! PLEASE REMEMBER THAT RATES AND TERMS WILL VARY BY DEAL – THE STRONGER THE DEAL, THE BETTER THE TERMS
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Loan Amounts from $250,000 to $12,000,000
Loans are available for NEW and EXISTING businesses:
Repayment terms up to 30 years
As high as 90% financing
Competitive rates
Some balloon payments or call provisions
You can benefit from FULLY AMORTIZED FINANCING for:
Purchasing a business
Expanding a business
Purchasing equipment or inventory
Refinancing and debt consolidation
Purchase or refinance of owner-occupied commercial real estate
We have programs specifically designed for:
Assisted Living Facilities, Child Care Facilities, Franchise
Purchases, Funeral Homes, Grocery and Convenience Stores, Hotels,
Manufacturing, Medical Offices, Start-up Businesses and many more!
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| CHURCH REAL ESTATE FINANCING |
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Property Types:
Loan Proceeds:
Trustee Guarantees:
Size:
Fast Close:
Cash Flow Multiple:
LTV:
Term:
Interest:
Prepayment:
Construction Bonds:
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Sanctuaries, Schools, Expansion
Acquisition, Refinance, Construction, Cash-Out
None
$400,000 - $30 million
45-60 days
3-4x Unrestricted Contributions
66% - 80%
25-40 Years; Open-Ended for additional Borrowings
Fixed Rate @ 190-220 over Treasuries
No Penalty
None required for qualifying projects
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Our underwriters are professionally trained to keep the interest of the church a priority. They are experienced in working with churches of all sizes. Thus, they can fund loans for any denominations anywhere in the country!
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| NO PRE-PAYMENT COMMERCIAL LOANS |
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NO PRE-PAYMENT PENALTY!!!!
Property Types: Marinas, Industrial, General and Medical Offices, Mixed-Use, Retail, Self Storage, Health Care / Senior Living, Special Purpose
Loan Amounts from $1mil – $30mil
Amortization Up to 30 Years (so long as the economic life is remaining, excluding marinas)
LTV: Up to 75% (80% if Owner Occupied or Multifamily)
Interest Only Loans available up to 3 years
No reserves or impounds required for taxes and insurance
Rapid processing time – most loans close within 45 days!
Competitive rates / Low processing and third party fees
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THIS IS ONE OF THE BEST PRODUCTS ON THE MARKET TODAY! PLEASE REMEMBER THAT RATES AND TERMS WILL VARY BY DEAL – THE STRONGER THE DEAL, THE BETTER THE TERMS
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| LIMITED-USE PROPERTIES PROGRAM FEATURES |
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LOAN LIMITS
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$250,000 – $3,000,000
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PROPERTY TYPES |
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Automobile Dealerships
Automotive Service and Repair
Assisted Living Facilities
Grocery Stores and Markets
Educational / Day Care
Car Wash (Full Service and Coin Op)
Funeral Homes
Restaurants
Bowling Alleys
Properties with excess land
RV Parks
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| LOAN TYPES |
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Purchase
Refinance Cash Out
Refinance
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| MAX LTV |
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90% Owner Occupied Purchases (SBA 504)
65% Purchase (Non-SBA, up to 90% CLTV)
65% Refinance / 60% Refinance Cash-out
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| LOAN TERMS |
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25 years fully amortized
20 years fully amortized
15 years fully amortized
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MIN FICO
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650
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AVAILABLE PROGRAMS |
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5 YR Fixed
SBA 504
Adjustable
Conversion
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EXPERIENCE the DIFFERENCE |
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No Balloon Payment
Broker or referral source 100% protected
Flexible Underwriting
No Lender Points
Quick Closings
Simple Documentation
Rate locks available at no cost
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SEARCH for LENDERS HERE
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