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Fast And Results Empowered Financing




First American Real Estate and Finance Corporation (FAREF)


FINANCING






COMMERCIAL FINANCING SPECIALISTS

Designing and creating financing options that work!!

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SEARCH for LENDERS HERE


LOAN   TYPES PROPERTY   TYPES
1  Acquisition and development
2  Balloon payments only:
    No periodic payments
3  Blanket loans
4  Bridge loan
5  Cash-out refinance
6  Construction competition
7  Construction take-out
8  Construction
9  Corporations, trusts and
    legal entities
10  Foreign nationals:
      No green card
11  Joint ventures
12  Mezzanine
13  Nonrecourse
14  Notes purchased
15  Rehab/remodel/renovation
16  Second TD/mortgagte/equity
17  Term:  Max loan term in years
18  Third TD/mortgage/ equity
19  Auto body/auto repair shops
20  Churches
21  Commercial-building lots
22  Day care facilities
23  Dry cleaners and laundromats
24  Gas stations
25  Leisure (golf course, marinas,
      RV parks, etc.)
26  Historic property
27  Hospitality:  Hotels, motels
28  Industrial buildings
29  Land
30  Mixed-use properties
31  Multifamily
32  Office buildings
33  Ranches and farms:
      Income producing
34  Restaurants
35  Retail shopping
      centers/strip malls
36  Self-storage


SAMPLE PROGRAMS


LEVERAGE OUR LENDERS


We have over 50 lenders, with a host of niches and competitive rates… here are some sample products available:

  • Acquisition & Development Financing - $10 Million to UNLIMITED!
  • Multifamily – New Construction / Substantial Rehab – 90% Loan-To-Cost
  • 70% NO DOC loan to $5,000,000!
  • Church loan financing with fixed rates in the 7’s-very competitive and 30 year amortization to boot!
  • Alt-A church product to 80% LTV and 4 times the tithe!
  • Church Bond Money program
  • Non-recourse lenders
  • Wall Street Conduit Money
  • Hard money loans, gas stations, odd use properties and so much more…

    And of course your “cream puff” normal loans on apartment complexes, warehouse, mixed use, etc.
    IF YOU WANT TO COMPETE – YOU NEED THESE LOANS!!!!



  • UNLIMITED CASH OUT!!!


  • Loan Amounts up to $30mil
  • Up to 70% Loan to Value!
  • No Prepayment options available
  • Source & Use of Funds: NO QUESTIONS ASKED!
    __________________________________________________________________________

    THIS IS ONE OF THE BEST PRODUCTS ON THE MARKET TODAY!  PLEASE REMEMBER THAT RATES AND TERMS WILL VARY BY DEAL – THE STRONGER THE DEAL, THE BETTER THE TERMS



  • SBA LOANS


    Loan Amounts from $250,000 to $12,000,000

    Loans are available for NEW and EXISTING businesses:

    Repayment terms up to 30 years

    As high as 90% financing

    Competitive rates

    Some balloon payments or call provisions

    You can benefit from FULLY AMORTIZED FINANCING for:

    Purchasing a business

    Expanding a business

    Purchasing equipment or inventory

    Refinancing and debt consolidation

    Purchase or refinance of owner-occupied commercial real estate

    We have programs specifically designed for:

    Assisted Living Facilities, Child Care Facilities, Franchise
    Purchases, Funeral Homes, Grocery and Convenience Stores, Hotels,
    Manufacturing, Medical Offices, Start-up Businesses and many more!



    CHURCH REAL ESTATE FINANCING


    Property Types:

    Loan Proceeds:

    Trustee Guarantees:

    Size:

    Fast Close:

    Cash Flow Multiple:

    LTV:

    Term:

    Interest:

    Prepayment:

    Construction Bonds:
    Sanctuaries, Schools, Expansion

    Acquisition, Refinance, Construction, Cash-Out

    None

    $400,000 - $30 million

    45-60 days

    3-4x Unrestricted Contributions

    66% - 80%

    25-40 Years; Open-Ended for additional Borrowings

    Fixed Rate @ 190-220 over Treasuries

    No Penalty

    None required for qualifying projects


    Our underwriters are professionally trained to keep the interest of the church a priority.
    They are experienced in working with churches of all sizes.  Thus, they can fund
    loans for any denominations anywhere in the country!



    NO PRE-PAYMENT COMMERCIAL LOANS


  • NO PRE-PAYMENT PENALTY!!!!
  • Property Types: Marinas, Industrial, General and Medical Offices, Mixed-Use, Retail, Self Storage,
        Health Care / Senior Living, Special Purpose
  • Loan Amounts from $1mil – $30mil
  • Amortization Up to 30 Years (so long as the economic life is remaining, excluding marinas)
  • LTV:  Up to 75% (80% if Owner Occupied or Multifamily)
  • Interest Only Loans available up to 3 years
  • No reserves or impounds required for taxes and insurance
  • Rapid processing time – most loans close within 45 days!
  • Competitive rates / Low processing and third party fees
    __________________________________________________________________________


    THIS IS ONE OF THE BEST PRODUCTS ON THE MARKET TODAY!
    PLEASE REMEMBER THAT RATES AND TERMS WILL VARY BY DEAL – THE STRONGER THE DEAL,
    THE BETTER THE TERMS



  • LIMITED-USE PROPERTIES PROGRAM FEATURES



    LOAN LIMITS

    $250,000 – $3,000,000
    PROPERTY
    TYPES

  • Automobile Dealerships
  • Automotive Service and Repair
  • Assisted Living Facilities
  • Grocery Stores and Markets
  • Educational / Day Care
  • Car Wash (Full Service and Coin Op)
  • Funeral Homes
  • Restaurants
  • Bowling Alleys
  • Properties with excess land
  • RV Parks

  • LOAN TYPES

  • Purchase
  • Refinance Cash Out
  • Refinance

  • MAX LTV

  • 90% Owner Occupied Purchases (SBA 504)
  • 65% Purchase (Non-SBA, up to 90% CLTV)
  • 65% Refinance / 60% Refinance Cash-out

  • LOAN TERMS

  • 25 years fully amortized
  • 20 years fully amortized
  • 15 years fully amortized


  • MIN FICO

  • 650
  • AVAILABLE
    PROGRAMS

  • 5 YR Fixed
  • SBA 504
  • Adjustable
  • Conversion

  • EXPERIENCE
    the
    DIFFERENCE

  • No Balloon Payment
  • Broker or referral source 100% protected
  • Flexible Underwriting
  • No Lender Points
  • Quick Closings
  • Simple Documentation
  • Rate locks available at no cost




  • SEARCH for LENDERS HERE






    ©  First American Real Estate and Finance Corporation (FAREF)   2010